Author Archives: Brian

There is a major belief among employers, policy makers, and healthcare policy experts that if the American public had more financial responsibility when it came to healthcare that they would spend less and choose wisely. Known as consumer driven healthcare, these groups hope that by increasing co-pays, co-insurance, and deductibles and that with more “skin in the game” people will shop around for health insurance, doctors, hospitals, medications, and various medical procedures, much the same way they do for cars, restaurants, and other consumer goods and services. The Frightening Implications of Insurance Plans The implications are frightening for a variety of reasons. Given a choice, consumers don’t want consumer driven healthcare. They prefer traditional comprehensive health insurance. Early research suggests that they are switching to consumer driven health insurance plans because they don’t have a choice. The other problem is that for consumer driven healthcare to work as experts hope […] Read More »